Vidkryttya bankivskoho rakhunku v Ispaniyi dlya inozemtsiv [2026]
Yak vidkryty ispanskyy bankivskyy rakhunok bez NIE. CaixaBank, BBVA, N26 u porivnyanni. Neobkhidni dokumenty, onlayn vs viddil, i nash dosvid.
Your First Month12 min readUpdated 4 квітня 2026 р.by Kwadwo Adu
Quick Answer
Vy mozhete vidkryty ispanskyy bankivskyy rakhunok u CaixaBank, BBVA abo Sabadell z vashym pasportom i NIE. Deyaki banky pryymayut zayavky bez NIE. Onlayn-banky, taki yak N26 i Wise, dozvolyayut pochaty nehayno z odnym dokumentom.
Bank Comparison
| CaixaBank | BBVA | Sabadell | N26 | Wise | |
|---|---|---|---|---|---|
| NIE | Tak | Tak | Tak | Ni | Ni |
| Shchomisyachna plata | EUR 0-6 | EUR 0-7 | EUR 0-5 | EUR 0 | EUR 0 |
| IBAN | Tak | Tak | Tak | Tak | Tak |
| ATM | 9,000+ | 6,000+ | 4,000+ | - | - |
| Chas vidkryttya | 1-3 dniv | 1-3 dniv | 1-3 dniv | 10 min | 10 min |
Neobkhidni dokumenty
- Diysniy pasport (oryhinal)
- NIE
- Empadronamiento
- Pidtverdzhennya dokhodu
From our experience:
Chasti pytannya
Poviazani putivnyky

Get everything in one place
- ✓ Pre-move and first-month checklists
- ✓ Document templates in Spanish and Catalan
- ✓ Phone scripts for appointments
- ✓ Lifetime updates

Get everything in one place
- ✓ Pre-move and first-month checklists
- ✓ Document templates in Spanish and Catalan
- ✓ Phone scripts for appointments
- ✓ Lifetime updates